Reserve
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2008-7-5 9:55:44
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Refers to financial institutions to ensure that customers deposit and liquidation of funds in preparation for the needs of the central bank deposits, the central bank required deposit reserve ratio of its total deposits is the deposit reserve ratio. Originally the reserve is to guarantee the payment, but it has brought an unexpected "by-products", that is, given the commercial banks to create the functions of the currency, financial institutions can affect the credit expansion, thus indirectly control the money supply. The central bank's monetary policy has now become an important tool, is a traditional one of the three tools of monetary policy.
Bank of (bank) originated in the bench (bench). Initially only convertible currency, and later increase in new business, for custody of the rich gold and silver, gold and silver to others stored in his safe, it gave the opening receipts, and charge a custodial fees. Tianchangrijiu, intelligent people to see them Road, although people of every day, it was admitted, but their safe, some of the gold and silver is idle, with little space to be safe the situation. So changers played "chicken to lay eggs," the trick, of a sum of money each other, they are only part of the hands of reservations, while the remaining loan-to-all out. Changers were retained in the hands of that part of gold and silver, is the subsequent deposit reserve.
China's deposit reserve system was established in 1984, deposit reserve ratio has experienced a 26 adjustment (1984-2004 only adjustment 8, 2005, 0, 3, 2006, 15 since 2007 ). The first was at the end of November 1999 deposit reserve rate from eight percent to six percent lower maximum time for the June 2008 from 16.5% to 17.5%. Originally the reserve is to guarantee the payment, but it has brought an unexpected "by-products", that is, given the commercial banks to create the functions of the currency and the central bank's monetary policy eventually become an important tool. Evolution of the financial system today, the original "related materials" has become a "champion products", up to major status. Reserve-payment of the role of倒不then Xianshanloushui, because with the development of financial markets, commercial bank intermediation channels for more relief funds to meet customer withdrawals have been unlike early as over-reliance on the reserve.
The simplest, it is the banks need to custody as part of the People's Bank of deposit to guarantee the future residents of the withdrawals, and pay a deposit if more than before, then the banks can be used for their overseas loans to reduce the funds The.
To strengthen the banking system liquidity management, curb the excessive growth of monetary credit, the People's Bank of China decided to
October 25, 2007, deposits increased financial institutions renminbi deposit reserve ratio by 0.5 percentage points. (PBOC) after the increase, the reserve ratio will reach 13 percent, have reached record highs, the high point in the Premier Zhu power to the maximum limit. Raising the deposit reserve on the stock market impact from the following analysis.
Bank of (bank) originated in the bench (bench). Initially only convertible currency, and later increase in new business, for custody of the rich gold and silver, gold and silver to others stored in his safe, it gave the opening receipts, and charge a custodial fees. Tianchangrijiu, intelligent people to see them Road, although people of every day, it was admitted, but their safe, some of the gold and silver is idle, with little space to be safe the situation. So changers played "chicken to lay eggs," the trick, of a sum of money each other, they are only part of the hands of reservations, while the remaining loan-to-all out. Changers were retained in the hands of that part of gold and silver, is the subsequent deposit reserve.
China's deposit reserve system was established in 1984, deposit reserve ratio has experienced a 26 adjustment (1984-2004 only adjustment 8, 2005, 0, 3, 2006, 15 since 2007 ). The first was at the end of November 1999 deposit reserve rate from eight percent to six percent lower maximum time for the June 2008 from 16.5% to 17.5%. Originally the reserve is to guarantee the payment, but it has brought an unexpected "by-products", that is, given the commercial banks to create the functions of the currency and the central bank's monetary policy eventually become an important tool. Evolution of the financial system today, the original "related materials" has become a "champion products", up to major status. Reserve-payment of the role of倒不then Xianshanloushui, because with the development of financial markets, commercial bank intermediation channels for more relief funds to meet customer withdrawals have been unlike early as over-reliance on the reserve.
The simplest, it is the banks need to custody as part of the People's Bank of deposit to guarantee the future residents of the withdrawals, and pay a deposit if more than before, then the banks can be used for their overseas loans to reduce the funds The.
To strengthen the banking system liquidity management, curb the excessive growth of monetary credit, the People's Bank of China decided to
October 25, 2007, deposits increased financial institutions renminbi deposit reserve ratio by 0.5 percentage points. (PBOC) after the increase, the reserve ratio will reach 13 percent, have reached record highs, the high point in the Premier Zhu power to the maximum limit. Raising the deposit reserve on the stock market impact from the following analysis.
